Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Should I Purchase Flood Insurance If I’m Not in a Flood Zone? Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

6 Reasons to Get Business Insurance Now

6 Reasons to Get Business Insurance Now If you are wondering when the best time is to get business insurance, the answer is now. The protection it can provide is essential for your business, and some types of coverage may be required by law. The following are six reasons to purchase a business insurance policy now: Some Business Insurance Is Required by State Law Most states require small businesses to carry some...

Home Insurance for Rental Properties: What You Need to Know

Home Insurance for Rental Properties: What You Need to Know Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...

How to Adjust Your Insurance Coverage for Remote Employees

How to Adjust Your Insurance Coverage for Remote Employees After the global pandemic, more people are working remotely than ever before. While working from home during the lockdown, many employees became accustomed to the benefits, including greater work-life balance. Managers also became aware of the advantages to companies of having employees work remotely. Moving forward, it is critical to update business insurance coverage to suit the new operating basis. Why Should Business Insurance Be...

What You Need to Know About Auto Insurance As a Rideshare Driver

What You Need to Know About Auto Insurance As a Rideshare Driver Ridesharing driving can be a great way to earn income on a flexible schedule. If you are working as a rideshare driver, it is important to ensure you have the auto insurance coverage you need. Insurance provided by rideshare companies such as Uber and Lyft will not cover their drivers in all situations. Speak with our friendly agent for help with the coverage you need...